Mate… they don’t. I don’t know who told you that, but they’re completely wrong.
Tortoiseshell and Calico (which is tortoiseshell plus some white colour on top) is caused by having two different X chromosomes – one with the black colour and one with ginger.
A normal female is XX, so she can easily have both a ginger and a black X, and be a perfectly normal tortoiseshell.
A normal male is XY. He can only be one or the other.
A XXY male can be tortoiseshell, but this is rare and he’s got kleinfelter’s syndrome. They’re pretty normal, but usually infertile and may have a smaller phallus. They don’t just ‘die’, they’re rarely created in the first place.
This post explains it in more detail.
– Dr Ferox.
Animals (including humans) with an extra chromosome generally do okay, though their sexual characteristics may be a bit wonky. Most of the time you’d never know about the chromosome defect, except in the case of animals with visible linked traits, like these cats.